DR DM TECH

Fintech Implementation

Payment Gateway with Card Vault
Configurable and Scalable Middleware for Mobile payments and promotion / loyalty engine and Mobile apps
Web POS & Virtual Terminal
Mobile Virtual Terminal –iOS, Android, jPOS, DUKPT, Card Readers, Printer
Payment & Promotion system using Mobile Wallet
Developed a POC for wallet based payment and auto-application of location based promotions
Prepaid Technology Competence evaluation for a very large payment processing house
Business requirements -Provided technology and operations oversight (evaluated the technology gaps) to launch prepaid programs in 10 target countries
Payment via 2D Bar / QR Codes -POC for an alternative payment processor
Developed a Proof-of-Concept application to create a payment channel at Retail POS using QR Codes
Technical Requirements Documentation
Defining and documenting the technical/functional requirements for a multi-processor, multi-currency, multi-lingual payment switch capable of supporting 100+ TPS
VeriFone VX and MX based varied terminal applications
Enabling credit and debit card acceptance for mag-stripe and EMV cards
PIN Debit transactions for Mag stripe
NFC based solution for Google Wallet and Apple Pay

Payment terminal apps & middleware for remote deployment for a large ISO

Various VeriFone and Ingenicoterminals, NFC, QR Code, signature capture using VeriCenter
Developed a middleware wrapper to communicate with gateway. Integrated with ISIS, Google Wallet, LevelUP
Casino Cage and ATM/Kiosk Solution
Casino cage software with multiple peripherals for card swipe, check reader, pin entry, digital signature and receipt printer to support Cash advance and check cashing solution
Ground up development for a ATM/Kiosk solution supporting ATM and Cash Advance transactions, TITO encashment, cash dispenser, bill breaker, etc
Multi-processor gateway to support the Cage and ATM/Kiosk transactions
Robust Reporting, Monitoring and dashboard solution
QA Automation for a large ISO
Created a set of simulators and automation scripts to benchmark their Processing platform
Design, Development and Deployment of a SaaS based enterprise business intelligence platform
5 Data stores, Multi-Tenant strategy (internal & external users), 24 months of near real time raw data, used De-Normalized Star Schema to support report generation. C#, .NET 3.0 and later, SSRS, SQL Server

Automated Funds deposit and disbursement system for Schools, Colleges and Universities

Automated system to enroll a student for check, ACH or GPR card based distribution
Process the disbursement based on student preference of check, bank deposit or prepaid open loop reloadable card
Multi-tenant system supporting multiple schools
Social Commerce -Interactive Marketing Platform
Created an interactive marketing platform for customers and consumers to interact via social media campaigns, votings, contests, etc
Supported the social media platforms like Facebook, Pinterest, Instagram, etc
Open Loop Reloadable Card Issuance –Development & Integration
Functional requirements capture, design, development and instantiation of an SaaS based unified value exchange (UVE) for a front end conventional bank
Integrated and instantiated UVE with core banking system, 3rd party card issuance system, in-house fraud and risk management system, 3rd party BI solution
Developed an Account Opening middleware, fully integrated with KYC and AML
Developed a financial product creation middleware that integrates with core banking interface on one side and 3rd party issuance system on the other, to setup & configure products
Linked financial products for individual customer profile with associated master account to provide single interface for –Money In / Money Out / Dashboard

Our experience includes creating of solutions that work with the social media platforms for marketing, sales and payments

Our Recent Projects include: Interactive Marketing Campaign management Platform for sharing deals and promotions between friends on the social media platforms Peer to Peer Payment solution using social media Our Social Media practice: Facebook Google+ Twitter LinkedIn
Our Social Media expertise delivers: Social media solutions with close integration with other channels including mobile Interactive solutions for consumers to participate and share information and experience Easy campaign management for merchants with little to no experience Robust analytics to measure success and fine tune the campaign

Our has an extensive practice around building low latency high volume payment transaction switches

Capable of taking transaction from multiple sources including terminals, POS, Web sites, mobile tablets and smart phones and process them through numerous options like payment processors, loyalty processors, promotion management systems (coupons, sweepstakes, etc.), e-wallet service providers, and others
Extend this capability for ISOs to enable aggregation of merchants to an aggregator model

Our Services

Domain Consulting– aligning an IT plan with Business plans
Requirements Analysis– Functional and non-functional requirements documentation
Architecture Services– Analysis, Definition, Fit-to-Purpose, Technology decisioning
Application Development– Full life cycle global development –audit and certification planning
Quality Assurance– Automated and manual functional testing, load testing
Capacity Planning– Infrastructure review and planning, vertical and horizontal scalability & planning
Infrastructure Services– System and database administrators to support installations & migrations
Support and Maintenance– post implementation support, helpdesk

About us

Dr DM Tech started in the year 2003 as the captive technology arm of Dr DM Medicare & Research Pvt Ltd. In the year 2011, it became an Independent IT company servicing the best across the industry segments. The organization envisages the participation of a team of well qualified Software and ICT Technical Professionals with support of eminent Consultants in the Healthcare, Retail, Telecom and Electronic Payments domain.

Technology